Ballston Spa Bancorp Inc (BSPA)

Currency in USD
71.00
0.00(0.00%)
Delayed Data·
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Fair Value
Day's Range
71.0071.00
52 wk Range
61.2577.00
Key Statistics
Prev. Close
71
Open
71
Day's Range
71-71
52 wk Range
61.25-77
Volume
-
Average Vol. (3m)
150
1-Year Change
10.9375%
Book Value / Share
94.58
Fair Value
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Fair Value Upside
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BSPA Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Analysts Sentiment
Currently not supported.
Members' Sentiments
Bearish
Bullish
ProTips
RSI suggests the stock is in overbought territory

Ballston Spa Bancorp Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Sell
Moving Averages
Buy

Ballston Spa Bancorp, Inc. operates as a holding company for Ballston Spa National Bank that provides a range of banking, financing, fiduciary, brokerage, and other financial services to corporate, municipal, and individual customers in the United States. It offers checking, money market, savings, health savings, and individual retirement accounts, as well as certificates of deposit; loan products, such as mortgage and home construction, improvement, equity, auto, boat, RV, personal, commercial, and small business loans, as well as lines of credit; and debit and credit cards. The company also provides personal investment services, which include annuities, college savings plans, mutual funds; life and long-term care insurance products; retirement plans; college planning services; investment and asset management; trusteeship; estate settlement; special needs and disability trusts; and wealth management services. In addition, the company offers treasury management services; and merchant and payment processing services, as well as online and mobile banking, and digital payment services. The company was founded in 1838 and is headquartered in Ballston Spa, New York.

Employees
142

Compare BSPA to Peers and Sector

Metrics to compare
BSPA
Peers
Sector
Relationship
P/E Ratio
10.7x12.2x9.9x
PEG Ratio
0.710.970.03
Price / Book
0.8x1.0x1.0x
Price / LTM Sales
1.8x2.9x2.9x
Upside (Analyst Target)
-0.0%14.5%
Fair Value Upside
Unlock−13.3%1.7%Unlock
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 6.61%
Dividend Yield
1.86%
Industry Median 3.15%
Annualized Payout
1.32
Paid quarterly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Nov 26, 2025
EPS / Forecast
1.63 / --
Revenue / Forecast
11.03M / --
EPS Revisions
Last 90 days

BSPA Income Statement

FAQ

What Is the Ballston Spa (BSPA) Stock Price Today?

The Ballston Spa stock price today is 71.00 USD.

What Stock Exchange Does Ballston Spa Trade On?

Ballston Spa is listed and trades on the OTC Markets.

What Is the Stock Symbol for Ballston Spa?

The stock symbol for Ballston Spa is "BSPA."

Does Ballston Spa Pay Dividends? What’s The Current Dividend Yield?

The Ballston Spa dividend yield is 1.86%.

What Is the Ballston Spa Market Cap?

As of today, Ballston Spa market cap is 52.73M USD.

What Is Ballston Spa's Earnings Per Share (TTM)?

The Ballston Spa EPS (TTM) is 6.61.

From a Technical Analysis Perspective, Is BSPA a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Ballston Spa Stock Split?

Ballston Spa has split 1 times.

How Many Employees Does Ballston Spa Have?

Ballston Spa has 142 employees.

What is the current trading status of Ballston Spa (BSPA)?

As of Apr 15, 2026, Ballston Spa (BSPA) is trading at a price of 71.00 USD, with a previous close of 71.00 USD. The stock has fluctuated within a day range of 71.00 USD to 71.00 USD, while its 52-week range spans from 61.25 USD to 77.00 USD.
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