Norwood Financial Corp (NWFL)

Currency in USD
30.85
-0.27(-0.87%)
Closed·
30.850.00(0.00%)
·
Earnings results expected in 11 days
High dividend Yield
NWFL is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
30.1830.89
52 wk Range
22.2532.23
Key Statistics
Prev. Close
30.85
Open
30.85
Day's Range
30.18-30.89
52 wk Range
22.25-32.23
Volume
18.64K
Average Vol. (3m)
28.8K
1-Year Change
37.4165%
Book Value / Share
26.27
Fair Value
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Fair Value Upside
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NWFL Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
33.50
Upside
+8.59%
Members' Sentiments
Bearish
Bullish
ProTips
Suffers from weak gross profit margins

Norwood Financial Corp News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Sell
Moving Averages
Buy

Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing transaction, statement savings, and money market accounts, as well as certificate of deposits. Its commercial loans include lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; construction financing; land and consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; personal and business credit services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, automated clearing house activity, real estate settlement, and internet and mobile banking services. Further, it offers annuity and insurance products; and engages in mutual fund sale, advisory services, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates automated teller machines and branches in Northeastern Pennsylvania; and in New York counties of Delaware, Sullivan, Ontario, Otsego, and Yates. The company was founded in 1870 and is based in Honesdale, Pennsylvania.

Employees
278

Norwood Financial Corp Earnings Call Summary for Q4/2025

  • Norwood Financial's Q4 2025 showed doubled EPS, $500,000 increase in net interest income QoQ, and 62 basis point expansion in interest spread
  • Presence Bank acquisition (completed January 5, 2026) boosted assets by 20% and added four branches in Pennsylvania
  • Company implementing advanced AI tools to enhance operational efficiency while making new leadership appointments
  • CEO Jim Donnelly projects 'steady growth through FY2026' with focus on integration, operational efficiency, and strategic M&A
  • Stock price remained stable at $29.01, showing a 1.93% increase from previous close
Last Updated: 01/22/2026, 09:38 AM
Read Full Transcript
Norwood investor slides for Q4/2025
Norwood Financial Q4 2025 slides
Last Update: Jan 22, 2026
See full investor slides

Compare NWFL to Peers and Sector

Metrics to compare
NWFL
Peers
Sector
Relationship
P/E Ratio
12.0x13.5x9.9x
PEG Ratio
0.000.110.03
Price / Book
1.4x1.1x1.0x
Price / LTM Sales
3.9x2.6x2.9x
Upside (Analyst Target)
7.6%5.0%14.0%
Fair Value Upside
Unlock14.3%1.0%Unlock

Analyst Ratings

1 Buy
1 Hold
0 Sell
Ratings:
2 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 33.50
(+8.59% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Brean Capital
Buy34.00+10.21%-New CoverageFeb 24, 2026
Stephens
Hold33.00+6.97%28.00MaintainFeb 11, 2026

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 3.01%
Dividend Yield
4.11%
Industry Median 3.15%
Annualized Payout
1.28
Paid quarterly
5-Years Growth
+4.36%
Growth Streak

Earnings

Latest Release
Jan 22, 2026
EPS / Forecast
0.80 / 0.85
Revenue / Forecast
23.45M / 22.2M
EPS Revisions
Last 90 days

NWFL Income Statement

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FAQ

What Is the Norwood (NWFL) Stock Price Today?

The Norwood stock price today is 30.85 USD.

What Stock Exchange Does Norwood Trade On?

Norwood is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Norwood?

The stock symbol for Norwood is "NWFL."

Does Norwood Pay Dividends? What’s The Current Dividend Yield?

The Norwood dividend yield is 4.11%.

What Is the Norwood Market Cap?

As of today, Norwood market cap is 334.17M USD.

What Is Norwood's Earnings Per Share (TTM)?

The Norwood EPS (TTM) is 3.01.

When Is the Next Norwood Earnings Date?

Norwood will release its next earnings report on Apr 27, 2026.

From a Technical Analysis Perspective, Is NWFL a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Norwood Stock Split?

Norwood has split 6 times.

How Many Employees Does Norwood Have?

Norwood has 278 employees.

What is the current trading status of Norwood (NWFL)?

As of Apr 16, 2026, Norwood (NWFL) is trading at a price of 30.85 USD, with a previous close of 30.85 USD. The stock has fluctuated within a day range of 30.18 USD to 30.89 USD, while its 52-week range spans from 22.25 USD to 32.23 USD.

What Is Norwood (NWFL) Price Target According to Analysts?

The average 12-month price target for Norwood is 33.50 USD, with a high estimate of 34 USD and a low estimate of 33 USD. 1 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +8.59% Upside potential.
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